One of the vital vital technological breakthroughs in the previous few years is AI. It began with chatbots writing essays and creating cute photos. Now it’s all over the place. It’s above my pay grade to touch upon what AI will do to jobs, the macroeconomy, or the markets. I can solely share how AI has helped me on the micro stage.
The experiences I’m sharing beneath had been all with the free model of ChatGPT. I used ChatGPT solely as a result of it got here out first. There are at the very least 4 main AI chatbots now. I consider one other AI would’ve performed simply as nicely. I’m presently experimenting with different AI fashions to see which one I like higher for which duties.
AI Detected Mysterious Energy Utilization
I purchased a home with out an agent final December, however I didn’t transfer in straight away. The primary month’s electrical energy invoice got here and confirmed that an empty home used extra electrical energy than the home I lived in. I requested AI what might have prompted such excessive utilization. It gave me some seemingly causes and a technique to seek out the wrongdoer: flip off breakers separately and watch for big drops in consumption on the electrical meter.
AI might learn the handwriting on the breaker panel to inform me which breaker is extra suspicious than one other. It taught me learn how to learn the present load from the electrical meter to see whether or not the mysterious energy consumption was on the breaker I simply turned off.
Positive sufficient, I discovered it. The earlier proprietor had ice-melting roof cables operating 24/7 with none swap or sensor. My electrical energy utilization dropped by 15 kWh per day after I unplugged the de-icing cables.
AI Reconfigured Water Heater Recirculation
Subsequent got here the pure gasoline invoice. It additionally confirmed excessive utilization whereas I had already set the thermostat to 60 when the home was unoccupied. I requested AI once more. It rapidly zeroed in on the water heater after it requested me concerning the gasoline home equipment in the home. It turned out that the recirculation setting within the tankless water heater was set to “at all times on.”
Turning off recirculation would decrease the pure gasoline invoice, however it additionally would make me wait longer for decent water. I requested AI for a compromise. It stated my water heater mannequin helps an on-demand mode utilizing wired push buttons (like doorbell buttons) to activate recirculation as wanted. Wiring requires an excessive amount of work. I requested AI for a wi-fi resolution. It advised me to make this:

A 12V energy adapter powers a Shelly 1 sensible swap, saved in a plastic undertaking field, with a gap drilled on two sides to connect cable glands. Wi-fi movement sensors within the kitchen and bogs set off the sensible swap, which prompts recirculation. I had by no means heard of any of those parts earlier than, aside from the ability adapter.

I despatched AI this diagram of the management board from the water heater’s instruction guide to ask whether or not I might skip the 12V energy adapter and use the 12V contact within the SIGNAL 1 terminal on the management board. It learn the diagram and gave me good the explanation why it might work, however it was safer to make use of an exterior energy adapter and join the swap to the SIGNAL 2 terminal.

AI’s resolution labored. On-demand activation lowered pure gasoline consumption by 100 cubic toes per day versus operating recirculation 24/7.
AI Dimmed Exterior Lights
I gave AI one other downside that bugged me. My exterior lights on the edges of the storage door had been too vivid. I couldn’t merely change the bulbs as a result of the lights don’t have bulbs. They use built-in LEDs. They had been managed by a dusk-to-dawn photocell. I couldn’t put them on a dimmer as a result of there was no swap for them inside the home.
AI advised me to search for a junction field the place I might place a dimmer. I couldn’t discover the junction field it needed, however I discovered a swap for a porch gentle that was additionally downstream of the photocell. I requested AI whether or not I might merge the storage lights onto that swap. It gave me a cautious “perhaps,” with a listing of circumstances to examine behind the swap cowl.

I took the duvet plate off and despatched a photograph to AI. It learn the wires and confirmed that transferring the wires would adjust to the Nationwide Electrical Code.
Lengthy story quick, AI guided me in rewiring the lights on the swap and putting in a wise dimmer. These exterior lights by the storage door aren’t too vivid anymore.
AI Is aware of Extra Than the Common Particular person
The entire above could also be too fundamental for a few of you, however it was all new to me. I didn’t know what impartial wires regarded like earlier than I engaged with AI. I don’t suppose the common particular person might have helped me as a lot as AI. I might have requested an electrician, however AI is free and out there 24/7.
AI additionally answered many questions in vastly completely different fields. It defined to me why two geese flew out and in day by day with a bunch of untamed geese, and the geese weren’t hostile towards the geese, as a result of they had been clearly completely different species. It additionally defined why the heads of mallard geese look inexperienced, however the feathers are literally black or charcoal once you take a look at them on a desk.
An electrician may also help me with wiring, however I don’t suppose the common electrician is aware of about geese. AI is aware of greater than the common particular person as a result of it represents the combination data of the Web.
AI Is Higher Than Google
Google was a expertise breakthrough within the early 2000s. Google made it a lot simpler to seek out info on the Web. Most readers of this weblog discovered me immediately or not directly via Google. I’m grateful to Google for connecting all of us, however the person expertise of AI is a lot better than that of the normal Google search.
You Google one thing and discover a supply. The supply could also be addressing one thing associated, however not essentially precisely what you’re in search of. It could require some background data that you just don’t have. You Google once more and discover one other supply. The 2 sources could complement one another, but in addition contradict. Typically you possibly can go away a remark to ask for clarification. The creator could or could not reply. I can’t probably sustain if each reader of this weblog asks me a clarifying query. I’m positive many individuals studying my posts left with unanswered questions.
The person expertise with AI is a lot better. You possibly can ask AI in lengthy paragraphs and provides extra context. You possibly can add pictures to elucidate and make clear. AI tailors the reply to your query and context. You possibly can ask follow-up questions. AI remembers the dialog. You possibly can decide up the place you left off from days earlier than.
The options to my issues on this put up all occurred over a number of days. AI pointed me in a course. I went there and reported again what I discovered. It then gave me the following steps. It was like having an on-call marketing consultant. I don’t suppose I might have achieved the identical outcomes as simply with conventional Google searches.
Google is aware of this. Google prominently options its Gemini AI once you use Google Search now. It has to do it to remain related.
Ask Observe-Up Questions
You get extra out of AI once you hold asking follow-up questions. The extra you ask, the extra particular the solutions can be to your precise wants and constraints.
AI didn’t give you the whole resolution to my water heater recirculation downside in a single go. The conversion began with what was burning a lot pure gasoline. After I turned off recirculation, the following query was why that setting was enabled and the way I might nonetheless get the advantages with out operating it 24/7.
AI introduced up wired buttons. I requested for a wi-fi different. AI gave me the sensible swap. After I requested how I’d energy it, AI stated to faucet into 110V AC energy. I learn the swap’s guide, which stated it might additionally use 12V DC. I requested AI whether or not 12V DC could be a greater manner. AI stated “Sure!” though it didn’t give me this higher manner after I first requested.
I then requested learn how to inform which wire from the 12V adapter is constructive and which is adverse. AI stated it’s simpler if I take advantage of a barrel tip adapter. I requested the place to place the swap and the wires. AI advised me concerning the undertaking field and the cable glands.
A full resolution solely emerged after these rounds of questions.
Don’t Dismiss AI for Inaccuracies
Some folks dismiss AI, saying it’s only a probability-based textual content generator, and it will possibly’t be trusted as a result of it’s typically unsuitable. Certainly, AI isn’t at all times correct. The common Google search outcome and even the common skilled of their area isn’t at all times correct both. Somebody was advised by their accountant that solely folks over 65 who’re receiving Social Safety are eligible for the $6,000 senior deduction, which is fake.
Trying up verifiable info isn’t the most effective use of AI. AI is greatest at providing you with the frequent data of an insider. The much less a few topic, the extra it is best to use AI, as a result of it fills your data hole rapidly. You don’t want 100% accuracy when the hole is so enormous. A complete market index fund or a 60/40 allocation is frequent data for seasoned buyers. We are able to debate whether or not they’re the most effective, however they make a very good baseline for folks unfamiliar with investing.
Are AI’s options to my electrical energy utilization, water heater, and lighting issues the most effective? Perhaps not, however I solely wanted working options, not essentially the most effective options. AI received me there rapidly.
Dismissing AI solely as a result of it’s not at all times correct is short-sighted and throwing the infant out with the bathwater.
AI for Finance, Investing, and Taxes
Many questions in finance, investing, and taxes don’t have definitive solutions. The “greatest” transfer requires understanding the longer term.
AI doesn’t know the newest improvement. When the 2025 Trump tax legislation was nonetheless being crafted, AI’s solutions had been typically unsuitable (so had been many media experiences). Once more, asking AI about verifiable info isn’t the most effective use of AI. AI does a greater job of explaining issues and making use of data to particular conditions.
I requested AI this pretty difficult query from the Bogleheads discussion board about Conventional versus Roth contributions for a self-employed particular person and the interaction with ACA medical insurance. Listed below are the solutions from ChatGPT and Claude:
https://chatgpt.com/share/69b1cc1c-b69c-8004-b118-6eb8b2ea32b0
https://claude.ai/share/7f1e5c63-e00b-44f2-8f3b-e23bbfb7405c
I posted the query verbatim to AI earlier than any human answered it on the discussion board. AI couldn’t have cheated. If I price how I’d reply the query myself at 100, I’d price AI’s solutions at 90+. These had been solely AI’s preliminary solutions. The solutions will enhance with extra follow-up questions. I’m sorry to say that the primary two replies from people on the discussion board weren’t nearly as good as AI’s solutions. The dialogue could be extra productive if people used AI’s solutions as a baseline and constructed upon them.
Subsequent time you might have a query, begin with AI. Use AI much less for verifiable info and never for the newest improvement, however extra for learn how to apply data to your particular scenario. The much less a few topic, the extra AI will assist. It offers you a very good baseline. Preserve asking follow-up questions. The extra you ask, the higher the solutions can be. Complement the nice baseline from AI with human sources when essential, however begin with AI.
Study the Nuts and Bolts
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